Alternative finance Tag

Business forecasting is an essential part of running a successful, sustainable business. Being able to predict (with as much certainty as possible) and prepare for whatever is coming around the next corner ensures that your business has the maximum chance of success. Without forecasting, you leave a great deal more...

44% of UK businesses see cash flow gaps as a potential threat to their business. Accounts payable finance provides a flexible, cost effective way for businesses to inject working capital into their cash flow cycle at an early stage. It allows growing businesses to improve supplier relationships, optimise commercial terms...

The finance landscape has changed. It’s no longer a case of choosing between traditional term loan debt finance or relinquishing equity. Alternative lenders now offer a range of flexible, growth-focused finance products. The key is choosing the right one for your business. Here we show how Pay4 offers something different....

Asset-based lending has traditionally been used by businesses to fund expansion, close gaps in working capital, and cover unforeseen expenses. It's often seen as a fast, attainable, flexible and cost-effective alternative to mainstream lending for successful businesses. Yet asset-based loans do sometimes come with drawbacks, including lack of control, higher...

Many businesses experience gaps within their cash flow, due to seasonal demand variations or unexpected expenditure. A business line of credit is a popular option for closing gaps in working capital.  Here we look at what getting a business line of credit entails, and how it differs from both Pay4's revolving...

The alternative business finance industry has witnessed incredible growth over the past few years. The UK now dominates the European alternative finance landscape, increasing its market share to 81% in 2015. Here we look at the reasons for this continued growth, the opportunities and challenges, and what could be next...

Pursuing international markets provides huge opportunity for growth for UK businesses. However, with it comes a certain amount of risk - although this can be offset by developing a comprehensive research and development strategy. Here we look at the benefits of international trade, what businesses must consider and also some tips...