alternative business finance Tag

Here we talk about how the unique features of Pay4’s working capital finance facility translate into real benefits for your business. And why incorporating Pay4 into your working capital strategy will set it up for maximum prosperity and growth. Pay4 offers a flexible revolving credit facility to growing UK companies. You...

The alternative business finance market continues to grow at pace. In a climate of political and economic uncertainty, more and more businesses are looking to alternative business finance to provide the funding they need to prosper and grow. The incredible growth seen over the past few years has settled. The...

The finance landscape has changed. It’s no longer a case of choosing between traditional term loan debt finance or relinquishing equity. Alternative lenders now offer a range of flexible, growth-focused finance products. The key is choosing the right one for your business. Here we show how Pay4 offers something different....

Asset-based lending has traditionally been used by businesses to fund expansion, close gaps in working capital, and cover unforeseen expenses. It's often seen as a fast, attainable, flexible and cost-effective alternative to mainstream lending for successful businesses. Yet asset-based loans do sometimes come with drawbacks, including lack of control, higher...

Many businesses experience gaps within their cash flow, due to seasonal demand variations or unexpected expenditure. A business line of credit is a popular option for closing gaps in working capital.  Here we look at what getting a business line of credit entails, and how it differs from both Pay4's revolving...

Supplier payments finance offers something different for growing businesses. It injects working capital into the cash flow cycle at a crucially earlier stage than invoice finance. This allows successful businesses to seize opportunities and secure optimal terms within commercial relationships. Here we discuss the wide range of benefits that supplier...

Looking back over the past few months, the alternative finance industry has gone from strength to strength. But what are the root causes behind this impressive growth, and what does the future hold? Starting out as technology-empowered resources for SMEs failing to secure capital from banks that were either unable or...