Here we talk about how the unique features of Pay4’s working capital finance facility translate into real benefits for your business. And why incorporating Pay4 into your working capital strategy will set it up for maximum prosperity and growth. Pay4 offers a flexible revolving credit facility to growing UK companies. You...
A long-term working capital strategy is a crucial part of a sustainable program of growth, especially for medium-sized businesses. Taking a long-term perspective on working capital makes your focal point the broader strategy, as opposed to tactics. You become concerned with long-term availability and utilisation of working capital, and that...
44% of UK businesses see cash flow gaps as a potential threat to their business. Accounts payable finance provides a flexible, cost effective way for businesses to inject working capital into their cash flow cycle at an early stage. It allows growing businesses to improve supplier relationships, optimise commercial terms...
'Pay4 Working Capital Finance' is becoming the finance product of choice across the UK for growing medium-sized businesses. Pay4 has revolutionised the finance landscape, offering a simple, elegant and extremely flexible solution that works alongside both equity and debt finance. With so many benefits to incorporating it into your financial...
The finance landscape has changed. It’s no longer a case of choosing between traditional term loan debt finance or relinquishing equity. Alternative lenders now offer a range of flexible, growth-focused finance products. The key is choosing the right one for your business. Here we show how Pay4 offers something different....
Asset-based lending has traditionally been used by businesses to fund expansion, close gaps in working capital, and cover unforeseen expenses. It's often seen as a fast, attainable, flexible and cost-effective alternative to mainstream lending for successful businesses. Yet asset-based loans do sometimes come with drawbacks, including lack of control, higher...
Many businesses experience gaps within their cash flow, due to seasonal demand variations or unexpected expenditure. A business line of credit is a popular option for closing gaps in working capital. Here we look at what getting a business line of credit entails, and how it differs from both Pay4's revolving...
Changes in the availability of some traditional sources of finance, and structural limitations with others has changed the borrowing landscape. It has meant that UK businesses are looking elsewhere for their working capital needs. A revolving credit facility which pays your suppliers can provide a flexible and cost-effective option for...
Supplier payments finance offers something different for growing businesses. It injects working capital into the cash flow cycle at a crucially earlier stage than invoice finance. This allows successful businesses to seize opportunities and secure optimal terms within commercial relationships. Here we discuss the wide range of benefits that supplier...
Once approved, a revolving credit facility can be used, repaid and re-used as often as your business's cashflow cycle requires. This is perfect for growing businesses who do not want to be held back by lengthy credit application procedures and who need to dip into a source of additional working...