The Pay4 concept was born out of a realisation that growing SMEs would benefit from access to a wider range of business finance. Quick to setup, simple to use, and flexible. A different kind of finance company.
In 2013, entrepreneur Rob Keown-Boyd joined forces with Chris Burt, an experienced CTO to bring the concept to life. Together they saw the opportunity to create something genuinely different - a smarter way to deliver working capital.
Finance would not be secured against business assets, meaning it could be used alongside existing finance. Fees would only be payable as and when the customer chose to use the facility. And working capital would be delivered where it was needed most: providing credit to settle supplier invoices.
In short, choosing Pay4 would deliver simplicity and flexibility, to enable business growth.