Blog

We live in an age of uncertainty.  According to The Federation of Small Businesses, business confidence has fallen into negative territory for the first time since 2012, with pessimistic business owners outnumbering confident ones. The need for a robust and flexible survival strategy is now greater than ever. In our Business...

How do you turn an underperforming, marginal operation into a world class business? According to Sir Dave Brailsford, the man who masterminded Team GB’s decade of dominance in track and road cycling, you do it by focusing on improving the little things. In an increasingly competitive world, operational efficiency enables companies...

To adapt a quotation from the poet John Donne, no business is an island. Success in business is defined by relationships. Each individual company sits in the middle of a chain of relationships formed with suppliers and customers, taking raw materials, products and services from one end, and adding value to...

Scaling up your business in an opportunistic and unstructured way can significantly reduce the chances of achieving your growth aspirations. There are guiding principles that when followed, will greatly increase your chances of success. In our latest video, Tim Marshall, Chief Operating Officer and Risk Director for Pay4, provides a brief guide to...

Responsible business borrowing can in many instances be the smartest option for your business. Obtaining extra funds to support growth, supplement working capital and enhance your processes is a fundamental part of a flexible, growth-focused financial strategy. When we talk about business borrowing here, we are concentrating on the taking out...

The alternative business finance industry has witnessed incredible growth over the past few years. The UK now dominates the European alternative finance landscape, increasing its market share to 81% in 2015. Here we look at the reasons for this continued growth, the opportunities and challenges, and what could be next...

Managing working capital is important to the success of any business. If you have already understood the importance of cash flow, then maybe it's time to take stock of your working capital, or share the merit of managing working capital to your team. As a CEO or FD, it's easy...

Changes in the availability of some traditional sources of finance, and structural limitations with others has changed the borrowing landscape. It has meant that UK businesses are looking elsewhere for their working capital needs. A revolving credit facility which pays your suppliers can provide a flexible and cost-effective option for...

Supplier payments finance offers something different for growing businesses. It injects working capital into the cash flow cycle at a crucially earlier stage than invoice finance. This allows successful businesses to seize opportunities and secure optimal terms within commercial relationships. Here we discuss the wide range of benefits that supplier...

We live in a global market, and for business that means a world of opportunity. Importing into the UK can help to grow a business in many ways. Many import goods or materials for their business because they can be purchased below domestic prices. Some companies import foreign products because...