Blog

Supply chain risk is an inevitable part of running a business. From sourcing raw materials to distribution of finished products and services, it affects all parts of a company’s operations. How you successfully mitigate supply chain risk and avoid the potential costs of supply chain disruption is fundamental to sustainable...

As a successful business owner with a great revenue stream, your natural instinct may be to expand your operations and grow your business. But it isn't always the wisest course of action to continually look to expand. Conversely, if you have kept your business small, always looking for incremental, organic growth,...

The alternative business finance market continues to grow at pace. In a climate of political and economic uncertainty, more and more businesses are looking to alternative business finance to provide the funding they need to prosper and grow. The incredible growth seen over the past few years has settled. The...

44% of UK businesses see cash flow gaps as a potential threat to their business. Accounts payable finance provides a flexible, cost effective way for businesses to inject working capital into their cash flow cycle at an early stage. It allows growing businesses to improve supplier relationships, optimise commercial terms...

There are many benefits to be had from maintaining a creditworthy business. As well as being able to access more forms of credit, your business can also enjoy more cost-effective credit terms, swifter decisioning and a stronger strategic standing when negotiating with trading partners. Here we look at five tips...

We are delighted to report that Pay4’s agreement with Santander UK, which allows Santander Relationship Directors to introduce the Pay4 product to its business clients, has now been running for more than two years. It’s been a success for everyone involved so we thought we would share an update on...

'Pay4 Working Capital Finance' is becoming the finance product of choice across the UK for growing medium-sized businesses. Pay4 has revolutionised the finance landscape, offering a simple, elegant and extremely flexible solution that works alongside both equity and debt finance. With so many benefits to incorporating it into your financial...

When approaching investors and lenders, the larger the degree of risk that’s perceived in your business, the less favourable the terms you are offered will be. A well-researched bottom-up revenue forecast will help to persuade those investors and lenders that your business model is economically viable, and help to reduce...

Exporting success comes to those who plan well. Exporting brings with it many advantages. It can strengthen and enrich your business, and open it up to a world of opportunity. In this PDF guide called, 'The Business Owner's Guide to Exporting Success' we provide a step by-step overview of how to assess...

Summer is firmly upon us. With it comes specific challenges and opportunities for businesses. Here we take a look at what a seasonal business needs to consider to make the most of the fluctuations in demand it can bring, and how forward planning and adjustment are crucial to their long-term...