Blog: advice and trends from the Pay4 team. Quality business finance blog
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The alternative business finance market continues to grow at pace. In a climate of political and economic uncertainty, more and more businesses are looking to alternative business finance to provide the funding they need to prosper and grow. The incredible growth seen over the past few years has settled. The...

44% of UK businesses see cash flow gaps as a potential threat to their business. Accounts payable finance provides a flexible, cost effective way for businesses to inject working capital into their cash flow cycle at an early stage. It allows growing businesses to improve supplier relationships, optimise commercial terms...

We are delighted to report that Pay4’s agreement with Santander UK, which allows Santander Relationship Directors to introduce the Pay4 product to its business clients, has now been running for more than two years. It’s been a success for everyone involved so we thought we would share an update on...

'Pay4 Working Capital Finance' is becoming the finance product of choice across the UK for growing medium-sized businesses. Pay4 has revolutionised the finance landscape, offering a simple, elegant and extremely flexible solution that works alongside both equity and debt finance. With so many benefits to incorporating it into your financial...

Accounting for around 99% of business across all sectors, SMEs remain the lifeblood of the UK economy. SMEs form 47% of all private sector turnover, contributing £1.8trillion annually. Their centrality to the performance of the UK’s business environment means they will play a fundamental part in leading any economic recovery....

The UK’s small businesses need to embrace exporting. According to World First, the typical UK SME exporter generates over £287,000 from exports each year. Yet less than a fifth of UK SMEs currently export. In our latest video, Tim Marshall, Chief Operating Officer and Risk Director for Pay4 offers a...