Author: Pay4 Team

Late payment is a key challenge for UK SMEs.  Severe cash flow crisis is the primary cause of business failure among UK SMEs, and can even topple established businesses within a matter months. When large payments are delayed, sometimes by multiple customers, the effects can be devastating. Late payment can also cause...

If you’re thinking of boosting exports or just starting out in international trade you should know that exporting your goods or services brings a range of benefits for business, at both the micro and macro levels. Exporters are generally more productive, innovative, and resilient to shocks, and data suggests that...

Pursuing international markets provides huge opportunity for growth for UK businesses. However, with it comes a certain amount of risk - although this can be offset by developing a comprehensive research and development strategy. Here we look at the benefits of international trade, what businesses must consider and also some tips...

Thanks to the continued rise of the alternative business finance market since the 2008 financial crisis, enabled by significant advancements in online technology platforms, there are now more options than ever for SMEs looking for alternative ways to augment their cash flow, close gaps in working capital, and fund their...