You Upload Supplier Invoice(s)
You Choose Payment Terms
We settle the invoice(s)
You pay us back
any industry & have UK or international suppliers
profitable with a capital base of £200k+
limited company, LLP or PLC (registered in the UK)
turnover of £1.5m+ per annum
trading history of 3+ years
Have access to working capital throughout the year. Easily bridge the gap between your supplier and your customer terms
Having more liquidity within your business on a long-term basis opens up a range of exciting possibilities.
Paying suppliers upfront doesn't affect your cash flow when you finance your supplier payments. Prompt payment discounts easy to negotiate because you use Pay4.
Extra working capital makes it easier for you to offer extended credit terms to your customers. This can help you win high value customers.
Tendering for larger contracts that would otherwise stretch cash resources becomes possible thanks to Pay4. Stock levels can also be increased to meet the demand of larger customer orders.
Scale-ups invest in supply chain optimisation, market research, innovation and production changes. All of which require flexible, readily available working capital.