The Pay4 supplier payments finance facility is an ideal business finance solution for ambitious UK companies that don’t want their growth constrained by lack of working capital. Pay4 provides you with revolving credit to make payments to your suppliers, both in the UK and internationally.
Our credit limits, which range from £50,000 to £1million, can be used, repaid and reused as often as your cash flow cycle requires. You simply authorise Pay4 to remit funds to your supplier via our online platform, and choose when you repay Pay4 up to 120 days later. The minimum transaction size is £5,000 or equivalent in most other currencies worldwide.
The fee structure for this credit facility is designed to offer you maximum flexibility. There are no set-up fees and no minimum transaction volumes. We only charge you a straightforward transaction fee as and when you choose to use the facility. This makes Pay4 cost effective as you only pay for the business finance that you need when you need it.
Pay4 is secured by trade insurance. This makes it a straightforward process to get you up and running quickly. Also because Pay4 does not compromise any asset based finance you may have with other business funders, our credit facility can work alongside existing business bank finance.
Finding out whether the Pay4 revolving credit facility is right for your business is quick and simple. Either call us or go to our contact page and register your interest via the online form or email.
We will be in touch soon afterwards with an indicative credit decision, and if you qualify, we will arrange a call to discuss your requirements and answer any questions you may have about our finance product and what our revolving credit facility can do for you.
We will also show you the straightforward on-boarding process so that your credit facility can be up and running in the shortest possible time.
Because Pay4 is insurance backed, we only work with UK businesses with a track record of growth and stability. We are not an appropriate business finance solution for all businesses but we may well be a perfect fit for you if your company meets the following criteria:
Pay4 provides flexibility, opportunity and stability in your supply chain. Contact us by phone and we can provide you with an indicative credit decision within two working days. After you are set up as a Pay4 customer – there is little paperwork, and virtually no admin. You choose when and how to use Pay4. We are about ease and simplicity all the way.