Pay4 is the working capital solution of choice for established UK businesses. We provide a revolving credit facility to pay for any goods or services. Credit limits can be used, repaid and reused again. There are no costs associated with setting up the facility, no administration costs and no ongoing non utilisation costs.
The Pay4 facility isn’t secured against your business assets, so it works well alongside any other existing or future finance you choose to have. Or you can use it as a standalone product. We believe that every stable and growing business should have access to cost effective finance without constraints or delay.
“I would absolutely recommend it to anybody who is importing or looking for credit, speed and efficiency.”
“The main thing is being able to utilise stock as efficiently as possible and Pay4 has really been able to help us with that.”
“We feel confident now that we can take on bigger customers on their terms and develop new products because we have the backing. It’s a tool that has allowed us to grow.”
“Everything has been plain sailing. The communication’s great, the platform’s great, the way everything’s been dealt with is perfect really!”
“It was refreshing that something that was going to be so beneficial was actually so simple to use”
“You do get that personal touch as well. You feel as though you’re looked after and that makes a big difference.”
“It's enabled us to improve our cash flow situation, improve our sales and improve our margins."